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Small Business Loans

Gain A Competitive Advantage

The Small Business Administration (SBA) is a federal agency whose mission is to connect Americans with the resources they need to launch their own ventures. To that end, the SBA has created an array of loans custom-built for growing businesses.

Guaranty Bank & Trust is proud to extend several SBA funding options to the entrepreneurs who are the engine of Texas’s economic success. These products offer multiple key advantages over traditional loans. Whether you’re looking for funding to purchase commercial property, build a new facility, upgrade your equipment, or cover some other unique business need, our friendly, caring, and collaborative business experts can help.

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SBA 7(A) Loan

This lending program is one of the primary ways the SBA financially supports America’s small businesses.

7(A) Loan Highlights:

  • Borrow between $50,000 and $5 million in working capital
  • Terms can be as long as 25 years

Projects And Uses:

  • Real estate purchase or refinance
  • New construction
  • Business acquisition or partner buyout
  • Medical practice start-up
  • Franchise purchase

Learn More Qualify Now

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SBA 504 Loan

This lending program helps small business owners secure long-term, fixed-rate financing to expand and modernize their operations.

504 Loan Highlights:

  • Borrow between $250,000 and $15 million
  • Terms can be as long as 25 years

Projects and Uses:

  • Real estate purchase
  • New construction
  • Equipment upgrades
  • Facility improvements and renovations

Learn More Qualify Now

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Each member of our Small Business Lending Group is a specialist who brings deep expertise and advanced professional qualifications to their lending role. They strive to provide the best service by building productive relationships with their customers and advising them on the most appropriate strategies for growing their businesses.

Here at Guaranty, your dreams are our dreams. With hard work, dedication, and ingenuity, we believe that big entrepreneurial ideas can make a big difference in our local Texas communities.