
Be The Boss Of Your Banking Needs
Guaranty Offers The Commercial Services Your Business Needs To Keep Growing
Putting The Back Office Front And Center
Business owners spend as much — if not more — of their time working behind the scenes as they do serving their customers and clients. That means they’re constantly checking items off a long to-do list. Making yet another routine trip to the bank shouldn’t have to be one of them.
That’s why we’re committed to providing time-saving commercial services to help business owners focus on their highest priorities. Build out your operations with Guaranty Bank & Trust’s best-in-class online payment processing and cash management solutions. With smart business banking tools this robust, reliable, and accessible, you can close the books on each successful day without having to burn the midnight oil.

Collection Solutions
- Deposit checks from the convenience of your office
- Collect next day deposits electronically
- Process debit card, credit card, and web-based payments
Disbursement Solutions
- Send next day payroll or payments electronically
- Move money around the world quickly, reliably, and securely
- Save money on postage fees by paying vendors online
Account Management
- View account balances in real time
- Set up payment reminders
- Track expenses, cash flow, credit card usage, and more
Fraud Prevention Services
- Catch fraudulent activity before the money leaves your account
- You decide whether or not to approve the payment
- Timely return of money should fraud occur
Liquidity Solutions
- Keep your money working for you — automatically
- Maintain target balances while maximizing interest earnings
- Eliminate the need for manual transfers between bank accounts
Lockbox Login
Lockbox Login for E-Remitt
Mortgage Warehouse Lending
When you’re a small or mid-sized mortgage lender, increasing your capacity can come at the expense of your capital. At Guaranty Bank & Trust, our Mortgage Warehouse Lending specialists can help you control origination costs, manage the risks associated with fluctuating rates, and grow your business. Whether you’re looking for $2 million or $30 million in funding, we can deliver same-day funding and shipping, volume incentive pricing, and 24/7 electronic account access. Moreover, we back each loan with the same level of personalized service our customers across Texas have come to consider synonymous with the Guaranty Bank & Trust name.
