Collection Solutions
No matter your business, We have a solution for you!
- Deposit checks from the convenience of your office
- Collect next day deposits electronically
- Process debit card, credit card, and web-based payments

Remote Deposit Capture
Make safe and secure check deposits from the comfort of your office with Remote Deposit Capture (RDC). Simply prepare checks for deposit and slide them through a supported scanner. The scanner electronically sends the image for processing and deposits the funds into your business checking account.
ACH Collection
Collect next day deposits electronically. Automated Clearing House (ACH) Origination provides your business an electronic method to initiate ACH debit transactions for cash concentration, membership dues, and other payment drafts.
Lockbox Services
Turn collection challenges into opportunities for enhanced cash flow and let Guaranty Bank and Trust work on your behalf to process remittance and receivable items collected through an assigned post office box. Mail is retrieved from the post office box several times a day, processed, and deposited to a designated account at Guaranty Bank & Trust.
Merchant Card Services
Make it easier for your customers to pay with Merchant Card Services. Enjoy fast, efficient, and convenient payment processing that provides flexible payment options to your customers and maximizes your cash flow.
Vault Services
Minimize the time you spend making deposits at a branch, reduce the risk of loss or theft, and automate the process of ordering cash and currency.